Utilities (Gas, Electricity, Telephone & Broadband) – Are you getting value for money and excellent customer service?
Income Protection, Accident, Sickness or Unemployment – How would you cope if the worst happened?
Inheritance Tax Planning – Receiving Inheritance or leaving it to a loved one – What will the charges be?
Buildings & Contents – Have you got sufficient cover and value for money?
Credit Cards/Loans – Debt needs to be managed correctly, otherwise you could be paying too much?
School Fees Planning – Have you got enough saved and how best to achieve this?
Tax Planning Strategies – Are all your investments as tax efficient as they could be?
Loan Planning (Including Management of Debt) – Is your debt in the best place and costing you as little as possible?
Personal Financial Protection (Current/Savings Accounts) – Is your money in the best and safest home and delivering good returns?
Capacity For Loss – Have you got too much invested with one company?
Investment Strategies – Active Vs Passive Investments – Do you understand the difference and if so, how does this affect your investments?
Portfolio Planning – Do you understand your current portfolio & should you use Discretionary Fund Management (DFM)?
Life & Health Planning – Do you have sufficient Life or Critical illness cover to protect your mortgage and loved ones?
Retirement Planning (Including flexible drawdown) – Are you making adequate provision, to provide sufficient income in your retirement?
Managing Life Changing Events – Have you got savings and/or insurance to best deal with a life changing event?
Residential (Help to Buy) or Buy to Let Mortgages – Have you got the best deal from the whole of the market?
Accountant or Tax Adviser – Do you need a tax adviser, book keeper, accountant, auditor and who should I use?
Solicitor, Conveyancer or Law Firm – What is the difference and who should I use?